diff --git a/client.go b/client.go
index 15ebf3f..177c58d 100644
--- a/client.go
+++ b/client.go
@@ -49,8 +49,15 @@ var (
 	ErrSweepConfTargetTooFar = errors.New("sweep confirmation target is " +
 		"beyond swap expiration height")
 
+	// serverRPCTimeout is the maximum time a gRPC request to the server
+	// should be allowed to take.
 	serverRPCTimeout = 30 * time.Second
 
+	// globalCallTimeout is the maximum time any call of the client to the
+	// server is allowed to take, including the time it may take to get
+	// and pay for an LSAT token.
+	globalCallTimeout = serverRPCTimeout + lsat.PaymentTimeout
+
 	republishDelay = 10 * time.Second
 )
 
diff --git a/lsat/interceptor.go b/lsat/interceptor.go
index d836e80..ef31382 100644
--- a/lsat/interceptor.go
+++ b/lsat/interceptor.go
@@ -60,18 +60,22 @@ var (
 // challenges with embedded payment requests. It uses a connection to lnd to
 // automatically pay for an authentication token.
 type Interceptor struct {
-	lnd   *lndclient.LndServices
-	store Store
-	lock  sync.Mutex
+	lnd         *lndclient.LndServices
+	store       Store
+	callTimeout time.Duration
+	lock        sync.Mutex
 }
 
 // NewInterceptor creates a new gRPC client interceptor that uses the provided
 // lnd connection to automatically acquire and pay for LSAT tokens, unless the
 // indicated store already contains a usable token.
-func NewInterceptor(lnd *lndclient.LndServices, store Store) *Interceptor {
+func NewInterceptor(lnd *lndclient.LndServices, store Store,
+	rpcCallTimeout time.Duration) *Interceptor {
+
 	return &Interceptor{
-		lnd:   lnd,
-		store: store,
+		lnd:         lnd,
+		store:       store,
+		callTimeout: rpcCallTimeout,
 	}
 }
 
@@ -133,7 +137,9 @@ func (i *Interceptor) UnaryInterceptor(ctx context.Context, method string,
 	// method again later with the paid LSAT token.
 	trailerMetadata := &metadata.MD{}
 	opts = append(opts, grpc.Trailer(trailerMetadata))
-	err = invoker(ctx, method, req, reply, cc, opts...)
+	rpcCtx, cancel := context.WithTimeout(ctx, i.callTimeout)
+	defer cancel()
+	err = invoker(rpcCtx, method, req, reply, cc, opts...)
 
 	// Only handle the LSAT error message that comes in the form of
 	// a gRPC status error.
@@ -149,7 +155,9 @@ func (i *Interceptor) UnaryInterceptor(ctx context.Context, method string,
 
 		// Execute the same request again, now with the LSAT
 		// token added as an RPC credential.
-		return invoker(ctx, method, req, reply, cc, opts...)
+		rpcCtx2, cancel2 := context.WithTimeout(ctx, i.callTimeout)
+		defer cancel2()
+		return invoker(rpcCtx2, method, req, reply, cc, opts...)
 	}
 	return err
 }
diff --git a/lsat/interceptor_test.go b/lsat/interceptor_test.go
index ae5b372..2f18a3a 100644
--- a/lsat/interceptor_test.go
+++ b/lsat/interceptor_test.go
@@ -45,10 +45,12 @@ func TestInterceptor(t *testing.T) {
 	t.Parallel()
 
 	var (
-		lnd          = test.NewMockLnd()
-		store        = &mockStore{}
-		testTimeout  = 5 * time.Second
-		interceptor  = NewInterceptor(&lnd.LndServices, store)
+		lnd         = test.NewMockLnd()
+		store       = &mockStore{}
+		testTimeout = 5 * time.Second
+		interceptor = NewInterceptor(
+			&lnd.LndServices, store, testTimeout,
+		)
 		testMac      = makeMac(t)
 		testMacBytes = serializeMac(t, testMac)
 		testMacHex   = hex.EncodeToString(testMacBytes)
diff --git a/swap_server_client.go b/swap_server_client.go
index 07a4425..fc071cc 100644
--- a/swap_server_client.go
+++ b/swap_server_client.go
@@ -56,7 +56,9 @@ func newSwapServerClient(address string, insecure bool, tlsPath string,
 
 	// Create the server connection with the interceptor that will handle
 	// the LSAT protocol for us.
-	clientInterceptor := lsat.NewInterceptor(lnd, lsatStore)
+	clientInterceptor := lsat.NewInterceptor(
+		lnd, lsatStore, serverRPCTimeout,
+	)
 	serverConn, err := getSwapServerConn(
 		address, insecure, tlsPath, clientInterceptor,
 	)
@@ -75,7 +77,7 @@ func newSwapServerClient(address string, insecure bool, tlsPath string,
 func (s *grpcSwapServerClient) GetLoopOutTerms(ctx context.Context) (
 	*LoopOutTerms, error) {
 
-	rpcCtx, rpcCancel := context.WithTimeout(ctx, serverRPCTimeout)
+	rpcCtx, rpcCancel := context.WithTimeout(ctx, globalCallTimeout)
 	defer rpcCancel()
 	terms, err := s.server.LoopOutTerms(rpcCtx,
 		&looprpc.ServerLoopOutTermsRequest{},
@@ -93,7 +95,7 @@ func (s *grpcSwapServerClient) GetLoopOutTerms(ctx context.Context) (
 func (s *grpcSwapServerClient) GetLoopOutQuote(ctx context.Context,
 	amt btcutil.Amount) (*LoopOutQuote, error) {
 
-	rpcCtx, rpcCancel := context.WithTimeout(ctx, serverRPCTimeout)
+	rpcCtx, rpcCancel := context.WithTimeout(ctx, globalCallTimeout)
 	defer rpcCancel()
 	quoteResp, err := s.server.LoopOutQuote(rpcCtx,
 		&looprpc.ServerLoopOutQuoteRequest{
@@ -125,7 +127,7 @@ func (s *grpcSwapServerClient) GetLoopOutQuote(ctx context.Context,
 func (s *grpcSwapServerClient) GetLoopInTerms(ctx context.Context) (
 	*LoopInTerms, error) {
 
-	rpcCtx, rpcCancel := context.WithTimeout(ctx, serverRPCTimeout)
+	rpcCtx, rpcCancel := context.WithTimeout(ctx, globalCallTimeout)
 	defer rpcCancel()
 	terms, err := s.server.LoopInTerms(rpcCtx,
 		&looprpc.ServerLoopInTermsRequest{},
@@ -143,7 +145,7 @@ func (s *grpcSwapServerClient) GetLoopInTerms(ctx context.Context) (
 func (s *grpcSwapServerClient) GetLoopInQuote(ctx context.Context,
 	amt btcutil.Amount) (*LoopInQuote, error) {
 
-	rpcCtx, rpcCancel := context.WithTimeout(ctx, serverRPCTimeout)
+	rpcCtx, rpcCancel := context.WithTimeout(ctx, globalCallTimeout)
 	defer rpcCancel()
 	quoteResp, err := s.server.LoopInQuote(rpcCtx,
 		&looprpc.ServerLoopInQuoteRequest{
@@ -165,7 +167,7 @@ func (s *grpcSwapServerClient) NewLoopOutSwap(ctx context.Context,
 	receiverKey [33]byte, swapPublicationDeadline time.Time) (
 	*newLoopOutResponse, error) {
 
-	rpcCtx, rpcCancel := context.WithTimeout(ctx, serverRPCTimeout)
+	rpcCtx, rpcCancel := context.WithTimeout(ctx, globalCallTimeout)
 	defer rpcCancel()
 	swapResp, err := s.server.NewLoopOutSwap(rpcCtx,
 		&looprpc.ServerLoopOutRequest{
@@ -200,7 +202,7 @@ func (s *grpcSwapServerClient) NewLoopInSwap(ctx context.Context,
 	swapHash lntypes.Hash, amount btcutil.Amount, senderKey [33]byte,
 	swapInvoice string) (*newLoopInResponse, error) {
 
-	rpcCtx, rpcCancel := context.WithTimeout(ctx, serverRPCTimeout)
+	rpcCtx, rpcCancel := context.WithTimeout(ctx, globalCallTimeout)
 	defer rpcCancel()
 	swapResp, err := s.server.NewLoopInSwap(rpcCtx,
 		&looprpc.ServerLoopInRequest{